House Hunting & Wedding Planning: An Interview with Philadelphia Realtor, Michelle McClennen5/9/2016 For many couples, wedding planning isn't the only task on hand while they are engaged ... many are also looking to purchase a home together. I've interviewed local realtor, Michelle McClennen to make the process a bit easier and less daunting. First things first, do you work within a specific area in Pennsylvania?
"As a licensed realtor, my territory includes: Montgomery County, Bucks County and Chester County. I will assist clients who are looking at homes that are within an hour from my office since I have the best idea of what those areas are like and what is happening in their market. It is very important to me as a realtor to be familiar with the area that I'm taking my clients to. If they have questions, I want to make sure that I'm able to educate them and to help them decide if it's a community that they would enjoy calling home. What would you say is one of the biggest misconceptions that first time homebuyers have? The biggest misconception that first time homebuyers have is being pre-approved for a mortgage! The majority of buyers think that getting pre-approved means they have to commit to purchasing a home right away, which is not correct. Getting approved at least 6 months in advance lets you know what your financial status is, the amount that you'll be able to borrow to purchase a home and the best loan type for their situation which allows them to develop a financial plan. If there are issues, it allows you to rebuild your credit and save money. It happens all the time, buyers wait until they think they are ready and when they find out they have problems with their credit they didn't know about or didn't have enough money saved up, they then have to wait another 6 months after they truly wanted to begin house hunting. Get pre-approve early- it's free! Any advice for couples who are planning their wedding but also want to purchase a home? A piece of advice that I have for my clients who are getting married as well as buying a home at the same time is to stay organized! When couples are going through two major life changing events simultaneously a lot of stress and frustration is created which shifts the focus from organization. Therefore, I help them to create and action plan which includes preparing necessary documents, having our house hunting time organized and helping them to see the potential in each home. If you are not organized or focused when house hunting, the process will take much longer and you'll have a harder time picking "The One"! Why would it benefit a couple to work with a realtor? There are so many benefits to working with a realtor especially in the beginning stages vs. searching for homes on your own. 90% of prospective buyers start shopping online first before they find their realtor, but that can actually delay your process because you could be searching for homes that you are not sure that you can afford! Having a realtor will help you to focus on what your needs and wants are, they would put you in touch with a Loan Officer early so know the price point that you should stay in, and they are familiar with local communities and will be able to see new listings hitting the market instantly vs. the online sites that have endless errors and delays.
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This weekend, I met with one of my bride's for her venue walkthrough and naturally, we started to discuss her wedding day details. As we strolled down the porch of her venue, she said something that made me proud.
"I'd really like to donate my flowers after the wedding to the nursing home that my fiancé's grandfather was in". Her statement was heartfelt, and it was wonderful to see that she wanted to honor the memory of this family member by sharing her wedding flowers with the folks at the nursing home. Many times, couples who are getting married aren't sure what to do with all of their decor after the wedding day, and donating those items are a wonderful way to repurpose them while making someone else's day just a little bit brighter. Flowers aren't the only wedding day leftovers that can be repurposed and donated - many places will also accept leftover meals (so much better than going in the trash at the end of the night, or sitting untouched in your hotel mini-fridge!). Interested in donating your wedding day leftovers? Chat with your florist or wedding planner to see what your options are. If you don't have a personal connection to any particular hospital, nursing home, shelter, etc. these professionals can probably direct you to a local organization that would benefit from them and would probably be willing to help to deliver these items. |
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